What to Do After an E-Bike Accident in New York / NYC 🚨

• Under NY Vehicle & Traffic Law sections 603–605, police are now required to investigate and report e-bike and e-scooter crashes to the DMV—creating an official record where one didn’t exist before. 
• If someone is injured or killed, you must complete and file an MV‑104 crash report with DMV within five days.
• Always call 911 immediately after an accident—your police report triggers both legal and insurance processes.

2. Gather Evidence

• Capture photos of:
  • Your e-bike, the accident scene, and damage
  • Surrounding road conditions or traffic signs
• Collect info from witnesses: names, numbers, statements
• Obtain a copy of both the police report and MV‑104 crash form to strengthen your case.

3. Understand Classification & Local Speed Limits

• Know your e‑bike class—this determines legal protections and accident handling:
  • Class 1: Pedal-assist up to 20 mph (statewide) 
  • Class 2: Throttle up to 20 mph (statewide) 
  • Class 3: Pedal-assist up to 25 mph, legal only in NYC, with helmet required 
• Starting October 24, 2025, NYC enforces a 15 mph speed limit for all e-bikes and scooters, regardless of class. 

4. Know Insurance & No-Fault Rights

• While e-bikes aren’t classified as motor vehicles, if a car collides with you:
  • You can access the driver’s no-fault PIP benefits (up to $50,000) for medical bills and lost wages. 
  • There’s no serious injury threshold—you may also sue for pain & suffering without meeting that requirement. 
• If no motor vehicle is involved (e.g., rider vs. rider or solo crash), you must rely mostly on:
  • Your health insurance, plus
  • Negligence claims for additional recovery. 

5. Contact an Attorney

• A skilled NYC personal injury lawyer can:
  • Review classification (Class 1/2 vs. Class 3) and speed compliance to interpret liability
  • Navigate reporting requirements, no-fault claims, and PIP benefits
  • File negligence lawsuits if no-fault benefits are insufficient
  • Represent you if you’ve been hit by a delivery rider or e-bike in violation of new $15 mph NYC speed law. 

Following these steps—police/DMV reporting, evidence collection, classification awareness, insurance claims, and legal counsel—ensures you’re protected under New York and NYC’s updated e-bike accident laws.